*{
margin:0;
padding:0;
box-sizing:border-box;
}

html{
scroll-behavior:smooth;
}

body{
font-family:'Inter',sans-serif;
background:#fff;
color:#111827;
overflow-x:hidden;
}

a{
text-decoration:none;
}

.container{
max-width:1200px;
margin:auto;
padding:0 20px;
}
/* NAVBAR */
/* HEADER */

header{
position:fixed;
top:0;
left:0;
right:0;
z-index:999;
padding:16px 0;
background:rgba(255,255,255,.96);
backdrop-filter:blur(12px);
box-shadow:0 5px 20px rgba(0,0,0,.05);
border-bottom:1px solid #f3f4f6;
transition:all .3s ease;
}

/* ONLY INDEX PAGE */

body.index-page header{
background:transparent;
backdrop-filter:none;
box-shadow:none;
border-bottom:none;
padding:22px 0;
}

body.index-page header.scrolled{
background:rgba(255,255,255,.96);
backdrop-filter:blur(12px);
box-shadow:0 5px 20px rgba(0,0,0,.05);
border-bottom:1px solid #f3f4f6;
padding:16px 0;
}

.nav{
display:flex;
justify-content:space-between;
align-items:center;
}

.logo{
display:flex;
align-items:center;
gap:12px;
font-size:22px;
font-weight:800;
color:#111827;
transition:.3s;
}

/* WHITE LOGO ONLY ON INDEX TOP */

body.index-page header .logo{
color:#fff;
}

body.index-page header.scrolled .logo{
color:#111827;
}

.logo-icon{
width:42px;
height:42px;
background:#16a34a;
border-radius:12px;
display:flex;
align-items:center;
justify-content:center;
color:#fff;
}

.nav-links{
display:flex;
gap:40px;
}

.nav-links a{
color:#4b5563;
font-weight:600;
font-size:15px;
transition:.3s;
}

/* WHITE LINKS ONLY ON INDEX TOP */

body.index-page header .nav-links a{
color:#fff;
}

body.index-page header.scrolled .nav-links a{
color:#4b5563;
}

.nav-links a:hover{
color:#16a34a;
}

body.index-page header .nav-links a:hover{
color:#86efac;
}

body.index-page header.scrolled .nav-links a:hover{
color:#16a34a;
}

.call-btn{
background:#22c55e;
padding:14px 24px;
border-radius:16px;
color:#fff;
font-weight:700;
display:flex;
align-items:center;
gap:10px;
font-size:15px;
transition:.3s;
}

.call-btn:hover{
background:#16a34a;
}
/* HERO */

.hero{
min-height:100vh;
background:
linear-gradient(rgba(22,163,74,.72),rgba(22,163,74,.72)),
url('https://images.pexels.com/photos/3184418/pexels-photo-3184418.jpeg?auto=compress&cs=tinysrgb&w=1600');
background-size:cover;
background-position:center;
display:flex;
align-items:center;
padding-top:140px;
padding-bottom:80px;
position:relative;
overflow:hidden;
}

.hero-grid{
display:grid;
grid-template-columns:1fr 520px;
gap:70px;
align-items:center;
}

.badge{
display:inline-flex;
align-items:center;
gap:10px;
padding:12px 18px;
background:rgba(255,255,255,.12);
border:1px solid rgba(255,255,255,.2);
border-radius:999px;
color:#dcfce7;
font-size:14px;
margin-bottom:30px;
backdrop-filter:blur(10px);
}

.hero h1{
font-size:72px;
line-height:1;
color:#fff;
margin-bottom:28px;
font-weight:800;
letter-spacing:-2px;
max-width:620px;
}

.hero h1 span{
color:#86efac;
display:block;
}

.hero p{
font-size:18px;
line-height:1.8;
color:#d1d5db;
margin-bottom:40px;
max-width:620px;
}

.hero-features{
display:flex;
flex-wrap:wrap;
gap:25px;
margin-bottom:45px;
}

.hero-features div{
display:flex;
align-items:center;
gap:8px;
color:#fff;
font-size:15px;
}

.stats{
display:grid;
grid-template-columns:repeat(4,1fr);
gap:25px;
margin-top:45px;
max-width:650px;
}

.stat h2{
font-size:32px;
font-weight:800;
color:#fff;
margin-bottom:6px;
}

.stat p{
font-size:13px;
color:#d1fae5;
}

/* FORM */

.quote-box{
background:#fff;
padding:38px;
border-radius:30px;
box-shadow:0 25px 70px rgba(0,0,0,.20);
width:100%;
max-width:520px;
margin-left:auto;
}

.quote-box h2{
font-size:22px;
font-weight:800;
margin-bottom:6px;
color:#111827;
}

.quote-subtitle{
font-size:13px;
color:#9ca3af;
margin-bottom:28px;
}

.form-group{
margin-bottom:24px;
}

.form-group label{
display:block;
margin-bottom:10px;
font-size:11px;
letter-spacing:2px;
font-weight:700;
color:#6b7280;
}

.select-wrapper{
position:relative;
}

.select-wrapper select{
width:100%;
height:56px;
border:1px solid #d1d5db;
border-radius:18px;
padding:0 20px;
font-size:15px;
font-weight:500;
color:#111827;
appearance:none;
background:#fff;
outline:none;
}

.select-wrapper i{
position:absolute;
right:20px;
top:50%;
transform:translateY(-50%);
font-size:18px;
color:#9ca3af;
pointer-events:none;
}

.consent-box{
display:flex;
gap:14px;
margin-top:20px;
margin-bottom:28px;
align-items:flex-start;
}

.consent-box input{
width:18px;
height:18px;
margin-top:3px;
}

.consent-box p{
font-size:11px;
line-height:1.8;
color:#9ca3af;
}

.consent-box a{
color:#16a34a;
text-decoration:none;
}

.quote-btn{
width:100%;
height:56px;
border:none;
border-radius:18px;
background:#e5e7eb;
color:#9ca3af;
font-size:16px;
font-weight:700;
cursor:pointer;
transition:0.3s;
margin-top:10px;
}

.quote-btn i{
margin-left:10px;
}

.quote-btn:hover{
background:#16a34a;
color:#fff;
}

.call-box{
margin-top:35px;
padding-top:25px;
border-top:1px solid #e5e7eb;
display:flex;
align-items:center;
gap:14px;
}

.call-box i{
color:#16a34a;
font-size:20px;
}

.call-box span{
font-size:12px;
color:#6b7280;
}

.call-box a{
color:#16a34a;
font-weight:700;
text-decoration:none;
}

/* SECTION */

.section{
padding:110px 0;
}

.section-title{
text-align:center;
margin-bottom:70px;
}

.section-title span{
color:#16a34a;
font-weight:700;
font-size:13px;
letter-spacing:2px;
text-transform:uppercase;
}

.section-title h2{
font-size:48px;
margin:18px 0;
font-weight:800;
}

.section-title p{
max-width:760px;
margin:auto;
color:#6b7280;
line-height:1.9;
font-size:17px;
}

/* COVERAGE */

.coverage-tabs{
display:flex;
flex-wrap:wrap;
justify-content:center;
gap:15px;
margin-bottom:55px;
}

.tab-btn{
padding:14px 24px;
border-radius:999px;
border:1px solid #d1d5db;
background:#fff;
font-size:15px;
font-weight:500;
cursor:pointer;
display:flex;
align-items:center;
gap:10px;
transition:.3s;
color:#374151;
}

.tab-btn.active{
background:#16a34a;
color:#fff;
border-color:#16a34a;
box-shadow:0 10px 25px rgba(22,163,74,.25);
}

.coverage-box{
background:#fff;
border-radius:32px;
overflow:hidden;
display:grid;
grid-template-columns:1fr 1fr;
border:1px solid #e5e7eb;
box-shadow:0 10px 30px rgba(0,0,0,.04);
}

.coverage-left{
padding:60px;
display:flex;
flex-direction:column;
justify-content:center;
}

.coverage-icon{
width:70px;
height:70px;
background:#ecfdf5;
border-radius:22px;
display:flex;
align-items:center;
justify-content:center;
font-size:28px;
color:#16a34a;
margin-bottom:28px;
}

.coverage-left h3{
font-size:40px;
margin-bottom:20px;
font-weight:800;
}

.coverage-left p{
font-size:18px;
line-height:1.9;
color:#6b7280;
margin-bottom:35px;
}

.coverage-left ul{
list-style:none;
display:flex;
flex-direction:column;
gap:16px;
}

.coverage-left li{
display:flex;
align-items:center;
gap:12px;
font-size:16px;
color:#374151;
}

.coverage-left li i{
color:#22c55e;
}

.coverage-right img{
width:100%;
height:100%;
object-fit:cover;
display:block;
}

/* PROCESS */

.process-grid{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:50px;
margin-top:30px;
}

.process-number{
width:72px;
height:72px;
background:#16a34a;
border-radius:20px;
display:flex;
align-items:center;
justify-content:center;
color:#fff;
font-size:28px;
font-weight:800;
margin-bottom:30px;
}

.process-card h3{
font-size:28px;
margin-bottom:18px;
font-weight:800;
}

.process-card p{
font-size:17px;
line-height:1.9;
color:#6b7280;
}

/* FEATURES */

.features{
background:#16a34a;
}

.features-grid{
display:grid;
grid-template-columns:repeat(4,1fr);
gap:25px;
}

.feature-card{
background:rgba(255,255,255,.08);
padding:35px;
border-radius:28px;
backdrop-filter:blur(10px);
color:#fff;
}

.feature-card i{
font-size:30px;
margin-bottom:22px;
}

.feature-card h3{
margin-bottom:14px;
font-size:20px;
}

.feature-card p{
line-height:1.8;
color:#dcfce7;
font-size:15px;
}

/* TESTIMONIALS */

.testimonials-grid{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:30px;
margin-top:40px;
}

.testimonial-card{
background:#fff;
padding:35px;
border-radius:28px;
border:1px solid #e5e7eb;
box-shadow:0 4px 10px rgba(0,0,0,.03);
transition:.3s;
}

.stars{
color:#22c55e;
font-size:20px;
margin-bottom:22px;
}

.testimonial-card p{
font-size:16px;
line-height:1.9;
color:#4b5563;
margin-bottom:35px;
}

.testimonial-user{
display:flex;
align-items:center;
gap:16px;
}

.testimonial-avatar{
width:52px;
height:52px;
border-radius:50%;
background:#dcfce7;
display:flex;
align-items:center;
justify-content:center;
font-weight:700;
font-size:20px;
color:#15803d;
}

.testimonial-user h4{
font-size:18px;
margin-bottom:4px;
}

.testimonial-user span{
color:#9ca3af;
font-size:14px;
}

/* CTA */

.cta{
padding:120px 0;
}

.cta-box{
background:#16a34a;
padding:80px;
border-radius:40px;
text-align:center;
color:#fff;
}

.cta-box h2{
font-size:48px;
margin-bottom:20px;
font-weight:800;
}

.cta-box p{
font-size:18px;
line-height:1.8;
max-width:700px;
margin:auto auto 40px;
color:#dcfce7;
}

.cta-buttons{
display:flex;
justify-content:center;
gap:20px;
}

.white-btn{
background:#fff;
color:#16a34a;
padding:16px 30px;
border-radius:18px;
font-weight:700;
}

.border-btn{
border:1px solid rgba(255,255,255,.4);
padding:16px 30px;
border-radius:18px;
font-weight:700;
color:#fff;
}

/* FOOTER */

footer{
background:#111827;
padding:90px 0 40px;
color:#9ca3af;
}

.footer-grid{
display:grid;
grid-template-columns:2fr 1fr 1fr;
gap:60px;
margin-bottom:60px;
}

.footer-grid h4{
color:#fff;
margin-bottom:22px;
font-size:18px;
}

.footer-grid li{
margin-bottom:14px;
font-size:15px;
}

.footer-grid a{
color:#9ca3af;
}

.copyright{
border-top:1px solid #374151;
padding-top:30px;
display:flex;
justify-content:space-between;
font-size:13px;
}

/* MOBILE */

@media(max-width:991px){

.hero-grid,
.coverage-box,
.features-grid,
.testimonials-grid,
.footer-grid,
.process-grid{
grid-template-columns:1fr;
}

.hero{
padding-top:120px;
padding-bottom:60px;
}

.hero h1{
font-size:54px;
line-height:1.05;
}

.hero-grid{
gap:50px;
}

.stats{
grid-template-columns:repeat(2,1fr);
}

.nav-links{
display:none;
}

.quote-box{
max-width:100%;
padding:30px;
}

.coverage-left{
padding:35px;
}

.coverage-left h3{
font-size:34px;
}

.coverage-left p{
font-size:17px;
}

.cta-box{
padding:50px 25px;
}

.cta-box h2{
font-size:36px;
}

.cta-buttons{
flex-direction:column;
}

.copyright{
flex-direction:column;
gap:15px;
}

}
/* POLICY PAGES FIX */

.policy-page{
padding-top:160px;
padding-bottom:100px;
background:#f9fafb;
min-height:100vh;
}

.policy-box{
background:#fff;
max-width:1100px;
margin:auto;
padding:60px;
border-radius:30px;
box-shadow:0 10px 30px rgba(0,0,0,.05);
}

.policy-box h1{
font-size:52px !important;
line-height:1.2 !important;
margin-bottom:25px !important;
font-weight:800 !important;
color:#111827 !important;
letter-spacing:normal !important;
max-width:100% !important;
}

.policy-box h2{
font-size:32px !important;
margin-top:40px !important;
margin-bottom:18px !important;
font-weight:800 !important;
color:#111827 !important;
line-height:1.3 !important;
}

.policy-box p{
font-size:18px !important;
line-height:1.9 !important;
color:#4b5563 !important;
margin-bottom:18px !important;
max-width:100% !important;
}

.policy-box ul{
padding-left:25px;
margin-bottom:25px;
}

.policy-box li{
font-size:18px;
line-height:1.9;
color:#4b5563;
margin-bottom:10px;
}

.last-updated{
display:inline-block;
padding:10px 18px;
background:#dcfce7;
color:#166534;
border-radius:999px;
font-size:14px;
font-weight:600;
margin-bottom:25px;
}

@media(max-width:991px){

.policy-page{
padding-top:120px;
padding-bottom:60px;
}

.policy-box{
padding:35px 25px;
border-radius:24px;
}

.policy-box h1{
font-size:36px !important;
}

.policy-box h2{
font-size:26px !important;
}

.policy-box p,
.policy-box li{
font-size:16px !important;
}

}


/* PARTNERS MODAL */

.partners-modal{
border:none;
border-radius:28px;
overflow:hidden;
}

.partners-modal .modal-header{
padding:25px 30px;
border-bottom:1px solid #e5e7eb;
}

.partners-modal .modal-title{
font-size:28px;
font-weight:800;
color:#111827;
}

.partners-modal .modal-body{
padding:30px;
}

.partners-modal-grid{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:18px;
max-height:65vh;
overflow-y:auto;
padding-right:5px;
}
.partners-modal-grid::-webkit-scrollbar{
width:8px;
}

.partners-modal-grid::-webkit-scrollbar-thumb{
background:#22c55e;
border-radius:20px;
}

.partners-modal-grid::-webkit-scrollbar-track{
background:#f3f4f6;
}

.modal-partner{
background:#f9fafb;
border:1px solid #e5e7eb;
padding:20px;
border-radius:18px;
font-size:15px;
font-weight:600;
color:#374151;
transition:.3s;
}

.modal-partner:hover{
border-color:#22c55e;
color:#16a34a;
background:#f0fdf4;
}
@media(max-width:991px){

.partners-modal-grid{
grid-template-columns:repeat(2,1fr);
}

}

@media(max-width:576px){

.partners-modal-grid{
grid-template-columns:1fr;
}

}
@media(max-width:768px){

.partners-modal-grid{
grid-template-columns:1fr;
}

.partners-modal .modal-title{
font-size:22px;
}

}

/* PHONE INPUT */

.input-wrapper{
position:relative;
width:100%;
}

.input-wrapper input{
width:100%;
height:56px;
border:1px solid #d1d5db;
border-radius:18px;
padding:0 20px 0 52px;
font-size:15px;
font-weight:500;
color:#111827;
background:#fff;
outline:none;
transition:.3s;
font-family:'Inter',sans-serif;
}

.input-wrapper input::placeholder{
color:#9ca3af;
}

.input-wrapper input:focus{
border-color:#22c55e;
box-shadow:0 0 0 4px rgba(34,197,94,.10);
}

.input-wrapper i{
position:absolute;
left:20px;
top:50%;
transform:translateY(-50%);
font-size:16px;
color:#9ca3af;
pointer-events:none;
z-index:2;
}